NCR Registered Debt Counsellors: NCRDC4270
Legal Debt Relief under the NCA

Wipe the Slate Clean, Stop Harassment.

Reduce your monthly debt installments by up to 50%, protect your home and car from repossession, and pay one affordable reduced monthly amount legally.

100% Confidential
NCR Compliant

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Up to 50%
Reduction in Installments
100%
Legal Protection from Creditors
0
Calls from Debt Collectors
R150M+
Debt Restructured Safely
Simple 4-Step Process

How Debt Review Works

We handle the legalities, negotiations, and paperwork so you can breathe easy again.

01

Free Assessment

We analyze your income and expenses to determine a realistic, affordable monthly budget you can manage.

02

Legal Protection

Once you apply, legal protection kicks in. Creditors and debt collectors can no longer harass you or repossess your assets.

03

Restructuring

Our attorneys negotiate lower interest rates and extended terms with your credit providers through the Magistrates Court.

04

Debt Freedom

You pay one single reduced monthly payment via a payment distribution agency until all your debts are fully cleared.

Financial Tool

Interactive Debt Restructuring Calculator

Estimate your potential monthly savings by adjusting your current total monthly debt repayments.

R 12,000

Based on average interest rate reductions and term extensions up to 60 months.

Actual savings may vary depending on individual profile verification.

Estimated New Reduced Installment
R 6,000
Est. Monthly Savings R 6,000
Interest Rate Cut Up to 70%
Lock In This Saving Today
Why Choose Us

The Benefits of Debt Counselling

Debt review is a formal, safe, and legally backed solution designed to give consumers breathing room.

Protect Your Assets

Safeguard your primary home and family vehicle from legal repossession by credit providers while under active review.

No More Harassment

All calls, emails, and threats from debt collectors and credit providers are legally directed straight to our professional team.

One Single Payment

Instead of juggling 5 to 10 different due dates and payments, make one manageable payment distributed fairly to all creditors.

Got Questions?

Frequently Asked Questions

Everything you need to know about debt review and how it affects your credit profile.

Start Today

Speak With a Certified Debt Counsellor

Take the first step toward total financial peace of mind. Our friendly consultants are ready to assist you with complete discretion.

021 754 5379 / 084 338 0831
help@clearslate.co.za
Cape Town, South Africa